Legal operator and independent role
EZ Biz Funds™ / EZBizFunds.com is operated by Title IQ Analytics LLC. The Company acts as an independent business-financing broker or intermediary, not a bank, direct lender, loan guarantor or government agency. LendTrack provides application technology; independent financing providers make financing decisions.
State and product availability
Our brokerage and referral services are available only where the applicable requirements for the Company’s specific activities and financing products have been verified. If a required Company license or registration is not held and no verified exemption applies, the Company will not solicit, arrange, submit applications for, or make compensated referrals for the covered financing.
A referral, affiliate relationship or access to a lender network does not, by itself, establish the Company’s legal authority. A partner’s permission to operate does not establish that the Company may perform every related activity. Availability must be confirmed for the actual state, product and arrangement before proceeding. Call (201) 702-3850 with availability questions.
An inquiry is not an offer or approval
Submitting an inquiry does not guarantee any offer, approval, amount, rate, timetable, credit outcome or match. Preliminary product suggestions and illustrative information are not binding credit decisions. Provider criteria and state availability vary. No statement here commits a provider to lend.
Compensation and applicant charges
The Company may be compensated by a provider, referral partner or other participant, and compensation may affect the options presented. Any applicant charge must be separately disclosed and agreed to as required by law. The Company will not charge prohibited advance brokerage fees. These general notices do not replace any required written transaction-specific disclosure of broker compensation, fees or financing costs.
Review the actual total cost and obligations
Ask the actual provider about the amount disbursed, total financing cost, total payments, payment frequency, fees, prepayment terms, liens, collateral, personal guarantees and default consequences. APR, an equivalent annualized disclosure and other cost measures must be provided when applicable law requires them. A factor rate is not the same as an interest rate or APR. Do not accept an offer without reviewing its required disclosures and actual agreement.
Credit checks and application consent
A visit to this public website alone does not authorize a credit inquiry. Any credit check, data sharing or marketing authorization depends on the specific consent you give and provider practices. A third-party platform statement about no credit impact is not a guarantee that a later provider will never require a credit inquiry. Review all authorizations before accepting them.
Products requiring authorization
Product availability is limited by applicable law, registration, licensing and provider authorization. The display of consumer, mortgage or other regulated options on an external platform does not establish that the Company is licensed to provide them. Such products must be handled by an appropriately authorized provider. General website disclosures do not satisfy separate broker registration or transaction-specific notice obligations.
Access to a lender network is an application or referral channel; it is not, by itself, evidence of a broker license, an exemption, insurance coverage or authority to bind a financing provider. Any required authorization and product-specific disclosures must be satisfied for the actual transaction.
Third-party platform and information handling
The funding form is supplied by LendTrack and is subject to its terms and notices. The Company may receive submitted leads in its authorized broker account to handle the requested service. The public site does not publish proprietary lender contacts or broker records. Public access is not authorization to access those records. See the Company’s privacy notice and the provider’s notices before submission.
Your protections remain applicable
No website statement excludes the Company’s own fraud, willful misconduct, gross negligence or duties and remedies that cannot be waived. Applicable laws and executed agreements govern any transaction. These notices do not replace independent professional advice. Contact Title IQ Analytics LLC / EZ Biz Funds at (201) 702-3850 with questions.